Personal Finances
Here you will find information for all Paysera clients – starting with instructions on how to use some of our services, and ending with special offers and important updates.
April Fools’ or not – online scammers don’t joke around. At Paysera, we constantly try to educate our clients on how to stay cautious and avoid financial scams on a daily basis. In this blog, we share some practical tips that every Paysera user can take advantage of to protect their funds.
Can you remember the criteria for choosing your first bank? Did you choose the one your parents used? Or maybe you got your free card at school? But can you really consider it a choice? Let's take a look at the 10 most common reasons why people open an account with Paysera
There are several different ways to top up your Paysera account in order to use it. From bringing in cash to sending money via a bank transfer – all of them are listed in this guide. Keep on reading to find out more.
While more and more people complain that Valentine's Day has become a commercial and outdated holiday, as February 14th approaches, many of us still decide to treat our loved ones at least symbolically. And since Paysera helps thousands of e-shops to accept online payments and because we see similar Valentine's Day shopping trends year after year, we're sharing our TOP 10 Valentine's Day gift ideas with you.
We are sorry to see you go. But if you must – this is how you can close your Paysera account and the actions you should take prior to that.
Last year, Paysera introduced the possibility to buy, send, and sell back real physical investment gold via the Paysera app to all its users. Since then – 4 million euros worth of gold was purchased via the app, making it not only a great means to store fiat money but also an authentic and timeless gift.
Last year, everyone was surprised by the record-breaking Black Friday sales online, as sales in physical stores were heavily restricted. However, this year – even with both large supermarkets and smaller stores open – online sales continued to grow. Has the pandemic changed shoppers' habits for good? Or maybe online sales are simply too hard to resist?
On the 10th of November, we celebrate International Accounting Day. However, for many of us – we need to be our own accountants most of the time. Therefore, we decided to share a few tips that make financial management easier on a daily basis!
Due to Poland’s local currency, zloty, many people and businesses trading with this country try to find the best ways to transfer money without losing neither funds nor time. Many people send money to Poland via Paysera which, thanks to local partners, can provide not only good currency exchange rates from euro to zloty but also fast and effortless payments. In this text, we will take a deeper look at how to make such transfers.
The Paysera Visa card enables you to shop online, pay in physical stores, and link the card to various apps like Apple Pay, Google Pay, food delivery, or taxi applications. To keep your online shopping protected, Visa cards come equipped with 3D Secure technology, which may ask you to verify payments via your phone or email.
For many, the idea of exchanging currency is associated with losses, fees, and seeing a much better rate just around the corner when it’s too late. But it doesn’t have to be that way! Exchanging currency online can save you time, money, and hassle. Let’s have a look at what Paysera has to offer.
When ordering the Paysera Visa card, you can choose among different delivery options which may vary depending on where you live. Usually, it is regular delivery by post, tracked delivery by post, and courier delivery via a private company, such as TNT. So, which one should you go for?
A SWIFT code (Society for Worldwide Interbank Financial Telecommunication) is a code used to identify a money recipient’s country, bank, and bank branch where the account is registered. Paysera's SWIFT code is EVIULT2VXXX and it’s the same for every client of Paysera. This code is often requested when making an international transfer and in this blog post, we explain why that is.
Paysera is proud to provide its customers with debit cards that are contactless, compatible with Google Pay and Apple Pay, and can be used all over the world. In this blog post, we explain how to get the Paysera Visa card, and answer some of the most common questions about it.
Many of us have been in the situation where you start tapping your pockets and fearing for your payment card to be lost or stolen. Cases when fraudsters buy something online or in physical stores using stolen cards or card details are rare but not impossible. Online banking, however, seems to be one of the safest ways to pay for your purchases in e-shops. All the login details are in your head and often it requires extra confirmations received via SMS or code generator apps.
How to share expenses without those awkward money reminders? Read about joint accounts for couples, electronic money requests, and other ways to manage family finances in the early stages of a relationship.
All you need to know about SEPA and SEPA Instant payments: What is it? How long do they take? What are the fees for SEPA and SEPA Instant transfers?
One of the most common New Year’s resolutions is better management of personal finances. With the 2021 coming, we would like to share with you some advice on how to save money applying the 50/30/20 rule.
Inflation is happening constantly, everywhere, and affects everybody. Increasing prices of goods and decreasing purchasing power of money push companies and regular people to look for different ways to protect their money from losing its value. While some choose to invest, others go for safer alternatives.
A cup of coffee in the 1970s was 20 cents, today – it’s EUR 1.50. Meanwhile, an ounce of gold in the 1970s was EUR 200, today – it’s more than 8 times that price. What do these two commodities have in common, you may wonder? Inflation.
IBAN is one of the most commonly used numbers in the banking sector. Whether you want to send money or receive it – you will almost certainly use an IBAN. However, do you actually know what an IBAN is?
What do numbers describing gold purity mean? What is the difference between karats and fineness? Can you find 100 per cent gold? And how do you check the fineness of gold?
Gold trading has been circulating in the news for the last few months now. Its price increases daily and its sales go up due to fears of an economic crisis. That’s why we are even happier to introduce to all our clients the ability to buy gold online.
We often see people discussing this topic in various forums as well as on social media, so we decided to give you some insights on why some people find their Paysera account blocked or restricted.
We will make sure that the pocket money for your grandchildren or little presents for your loved ones reach their accounts before Easter morning. We are glad that Paysera clients can freely send and receive money regardless of any holidays.
Modern scammers can sound or look very professional – they can speak politely, know your name, and even wish you a nice day after ripping you off. But don’t let them fool you! Paysera consultants would never ask you to disclose any sensitive data, such as your card PIN code, CVV code, card number and expiry date, or login details. If you receive such a request – this is the first sign that you are facing a financial scammer.
