How to open a Paysera account?

Opening a personal Paysera account is free of charge and there is no monthly administrative fee either. Additional charges apply only to extra services like card ordering and maintenance, and so on. All of them can be found on the Paysera website.

1. Download the Paysera app
   Paysera account opening is available via the Paysera apponly. Download it from the Play Store, App Store or Huawei AppGalleryor free, and get started.

2. Register
   Open the Paysera app, choose your language, and press “Create account”.
   
   Enter your phone number, and create a strong password (with this password you will be able to log in to your account via the Paysera online banking bank.paysera.com if needed).
   
   You will receive a verification code via SMS. Enter it in the app to confirm your phone number.
   
   Finally, create a passcode to unlock the Paysera app on your phone every time you want to use it. Biometric identification like unlocking the app with a fingerprint or face recognition is also available, if supported on your device.

3. Confirm email address
   After registering, you need to identify yourself in order to start using the account.
   
   Click on the identification notification in the Paysera app, and follow the steps.
   
   First, confirm your email address. Enter the address and dial in the confirmation code that you should have received to that email address.

4. Complete the KYC (Know your customer) questionnaire
   
   KYC questionnaire completion is a legal requirement for all clients.
   
   It requires answering a few questions about your financial status, such as:
   What are the most common sources for your funds? Maybe it’s your wage, or maybe it’s scholarship money.
   What is your expected monthly turnover? Do you expect to receive up to 1,000 EUR per month to this account or closer to 10,000 EUR?
   Do you or your relatives hold any political positions?
   Finally, confirm whether you are the person who will be using this account.
   More information on the KYC questionnaire >

5. Submit documents
   The final step is to complete identification by submitting your personal documents, like a passport or ID card.
   
   After the document is submitted, you will be asked to take a selfie, so we can see that you are the same person as in the provided document.

That's it! Your account is now open. Your documents will be checked within a day or two, and then you can start using your account for sending and receiving money, converting currencies, shopping online, and more.

In order to make your first transfer via Paysera, you will need to top up your Paysera account. You can do this by making a regular bank transfer.
Read this detailed guide on how to send money into your account to get started

• What are the differences between Paysera mobile and desktop versions?
• Where to check if Paysera is (not) working?
• How can I contact the Paysera client support?
• Why is my Paysera account blocked or restricted?
• How to get the Paysera Visa card?
• How to protect yourself from online scammers?
• Follow Paysera on social media channels and get notified about the latest updates and new features!