Why should you consider investing?
Beating inflation and preserving purchasing power
Inflation has become a popular topic lately, often stirring negative sentiments among most people. What makes it so scary?
To put it simply, inflation drives the continuous rise in prices, eroding the value of your hard-earned money.
Let's illustrate this with a scenario.
Imagine you have 1,000 € in your bank account today. However, with inflation steadily increasing by, let’s say, 3% each year, the same amount of money won’t have the same purchasing power in the future.
Investing your money wisely not only protects you from the horrors of inflation, but also creates monetary growth.
Creating multiple income streams and achieving financial independence
Ever heard the saying, “Don’t put all your eggs in one basket”?
This advice holds true not only for life in general but also for investing. As you may have guessed, it suggests that creating multiple income streams can benefit you. Diversification involves spreading your investments across different types of assets to reduce the risk of potential losses.
In other words, if you seek financial independence, relying solely on a paycheck is not enough. Make investments, generate enough income to cover your expenses, and give yourself the freedom to pursue your passions.
Ensuring a comfortable and secure future
Retirement is a topic most people prefer not to dwell on, yet it's inevitable. Fortunately, we all have the opportunity to plan for it by investing wisely and securing a safe, comfortable future.
Participating in economic growth
Every leader, every innovation has to start somewhere, and every new idea needs support.
By investing in businesses through stocks or private equity, you can actively participate in economic growth and contribute to the success of transformative innovations in the market.
As these companies thrive and expand, their stock values may rise, offering potential capital gains for investors. Investing in innovative and promising ventures not only enables personal financial growth but also contributes to job creation, technological advancements, and overall economic progress.
Supporting your cause
We all have our personal moral standards and values that are important to us. These principles hold weight in competitive markets, and by investing in companies and initiatives aligned with your values, you can make a positive societal impact while potentially earning financial returns.
How to start investing with Paysera?
Ready to begin your investment journey?
As a Paysera client, you have two fantastic options to diversify your portfolio and grow your wealth. You can choose to invest through InRento or explore the opportunity to buy gold.
Getting started is incredibly easy, requiring no additional identification, and you can conveniently manage your finances and investments in one place. Let's talk details!
Invest in real estate with InRento
This is a brand-new feature in the Paysera super app. You can invest in buy-to-let projects, financing short-term rental accommodations, co-livings spaces, and hotels.
As mentioned earlier, you won’t need to go through the InRento identification process. Here are a few additional details you should know:
- You can start with as little as 500 EUR.
- All investments are secured by actual real estate, meaning that when you invest, a mortgage is placed in the name of the investor.
- Timeshare – get free nights to stay in specific projects tailored for tourism.
- Cash flow properties are funded, where rental cash flow usually exceeds the interest paid to investors, minimising the risk of default.
- Earn capital gains. Investors earn fixed or variable capital gains when projects are realised.
- Certain projects have interest linked to inflation, allowing investors to grow their earnings along with inflation.
For now, projects to invest in are available in Lithuania, Poland, and Spain, with more coming soon!
Buy gold via the Paysera super app
Did you know that Paysera clients can buy gold through the app and online banking?
You might be wondering why you’d want to buy gold. The reason is simple – while it should not be viewed as an investment that generates income, it’s an excellent resource to preserve your purchasing power and diversify your portfolio. It’s especially convenient during times of economic uncertainty and it serves as an alternative to currency.
You can collect the gold from the Paysera HQ office in Vilnius, Lithuania, have it delivered, or securely store it in the Paysera storage facility.
As a final note, it's essential to remember that every investment involves some level of risk. Therefore, it's crucial to conduct thorough research and ensure you're well-prepared to make an informed decision before moving forward.