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Fees for transfers in euro (EUR)

Fees for transfers in other currencies can be found here. Paysera is a part of the Single Euro Payments Area (SEPA) and a member of SEPA Instant, which enables us to execute instant transfers.

There are several methods to transfer money in euro, which differ by price and crediting time.

Standard (non-urgent) transfers

Standard (non-urgent) transfers in euro to the EEA countries are performed via the SEPA system using an IBAN account.

Transfers may cost more, if the beneficiary's bank is not a participant of the SEPA area.

Country Recipient bank Fee Accepted for execution Reaches the recipient bank
All countries Paysera 0,00 EUR I - VII, 0 immediately
EEA countries All banks 0,15 EUR
(up to 30 free transfers a month for private clients)
I - V, 8 AM - 8 PM up to 1 working day
Other countries All banks 7,00 EUR* I - V, 8 AM - 3:30 PM. from 1 up to 3 working days

Time of money transfers

Submitted for execution Approximate time of crediting to the client's account
9:30 AM – 12 PM 1:40 PM.
12 PM – 2:30 PM 4:10 PM
2:30 PM – 4:30 PM 5:40 PM
4:30 PM – 8:45 PM on the following working day at 9 AM
8:45 PM – 9:30 AM 11:10 AM

EXCEPTION: when transferring money on business days to Lithuanian banks Citadelė, Medicinos bankas, Šiaulių bankas, Lithuanian Credit Union, Vilnius credit, CSDL Registrar of personal accounts, Lithuanian post and Perlas services, transfers are performed as follows:

Submitted for execution Approximate time of crediting to the client's account
8 AM – 6 PM. up tp 15 min.
6 PM – 8:45 PM 9:15 PM
8:45 PM – 8 AM 8:15 AM

* Note! If you select OUR payment method, the transfer will cost 25 EUR. If the paid fee does not cover all fees charged by the correspondent and the recipient banks, the missing amount should be paid additionally.

Urgent transfers

Urgent transfers in euro cannot be received via Paysera IBAN account. Only STANDARD (NON-URGENT) transfers can be performed via SEPA system using IBAN account. Urgent transfers are performed only via Paysera account.

Two different commission fees can be applied for transfers in the same currency: local and standard.
Local – fees applied for users who have an account in the specific bank given in the table and have linked that bank account to their Paysera account. To link the accounts, you have to add any amount of funds from your bank account to your Paysera account. 

Standard – fees for all other Paysera users who are not applied with the Local fee.

Country Recipient bank Preferential fee Standard fee Accepted for execution Reaches the recipient bank
Lithuania Swedbank* 0,23 EUR 0,29 EUR 24/7/365 up to 1 minute
Lithuania SEB* 0,29 EUR 0,29 EUR 24/7/365 up to 1 minute
Lithuania Medicinos bankas 0,20 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
Lithuania Šiaulių bankas, Citadele 0,23 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
Lithuania Luminor 0,29 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
Latvia Citadele* 0,07 EUR 0,29 EUR 24/7/365 up to 1 minute
Estonia SEB* 0,16 EUR 0,29 EUR 24/7/365 up to 1 minute
Germany Luminor (DNB) 0,00 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
* When carrying out a transfer exceeding 15 000 EUR, the transfer is accepted for execution I-VII from 8 AM to 8 PM and reaches the recipient within 30 minutes (internal transfer).

Instant transfers (SEPA Instant)

Instant transfers (SEPA Instant) are executed only to EEA countries and only provided the recipient's bank is a member of the SEPA Instant system.

In case you choose to carry out an urgent transfer and the recipient's bank is a member of SEPA Instant, the transfer will be automatically carried out as an instant transfer within the SEPA Instant system.
Country Recipient bank Fee Accepted for execution Reaches the recipient's bank
EEA countries Member of SEPA Instant  0,29 EUR 24/7 up to 1 minute

Fees for transfers in euro (EUR) for business clients

Money transfer fees depends on a country of registration of the company and its type.

Service SEPA countries Non-SEPA countries International companies Payment service providers
SEPA transfer 0,15 EUR + 0,35 EUR to the general price + 5,00 EUR to the general price + 0,50 EUR to the general price
Crediting of SEPA transfer Free + 0,10 EUR to the general price + 0,50 EUR to the general price + 0,35 EUR to the general price

When performing a transfer from the e-system, the issuer of e-money (Paysera) redeems e-money for their nominal value, i.e. exchanges electronic money in the system for standard money in a ratio 1:1. Thus, fees for transfers given in the table are in fact fees for redemption of e-money.

Note

  • International transfers (except for SEPA) for payment service providers cost +3 EUR to the price specified in the pricelist.
  • Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case the transfer will be made on the nearest working day of the correspondent bank.
  • Transfers to banks in Belarus are not performed due to limitations imposed by the local legislation.
  • The bank of the recipient may apply a fee for crediting of funds when the transfer is made from the EU. We recommend to learn which bank fees may be applied.
  • The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
  • Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied. All fees are provided here.