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Fees for transfers in euro (EUR)

Fees for transfers in other currencies can be found here. Paysera is a part of the Single Euro Payments Area (SEPA) and a member of SEPA Instant, which enables us to execute instant transfers.
Please note that time on Paysera website is indicated according to the UTC+3 time zone.
There are several methods to transfer money in euro, which differ by price and crediting time.

Standard (non-urgent) transfers

Standard (non-urgent) transfers in euro to the EEA countries are performed via the SEPA system using an IBAN account.

Transfers may cost more, if the beneficiary's bank is not a participant of the SEPA area.

If a transfer is submitted for execution by 3:45 p.m., it reaches the recipient the same day
Country Recipient bank Fee Accepted for execution Reaches the recipient bank
All countries Paysera 0,00 EUR 24/7 immediately
EEA countries All banks 0,00 EUR for private clients
0,15 EUR for business clients
I - V, 8 a.m. - 8 p.m. up to 1 working day
Other countries All banks 7,00 EUR* I - V, 8 a.m. - 3:30 p.m. from 1 to 3 working days

Time of money transfers

Submitted for execution Approximate time of crediting to the client's account
9:30 AM – 12 PM 1:40 PM.
12:00 PM – 2:30 PM 4:10 PM
2:30 PM – 4:30 PM 5:40 PM
4:30 PM – 8:45 PM on the following business day at 9:00 AM
8:45 PM – 9:30 AM 11:10 AM

EXCEPTION: when transferring money on business days to Lithuanian banks Citadelė, Medicinos bankas, Šiaulių bankas, Lithuanian Credit Union, Vilnius credit, CSDL Registrar of personal accounts, Lithuanian post and Perlas services, transfers are performed as follows:

Submitted for execution Approximate time of crediting to the client's account
8:00 AM – 6:00 PM. up to 15 min.
6:00 PM – 8:45 PM 9:15 PM
8:45 PM – 8:00 AM 8:15 AM

* Note! If you select OUR payment method, the transfer will cost 25 EUR. If the paid fee does not cover all fees charged by the correspondent and the recipient banks, the missing amount should be paid additionally.

Urgent transfers

When carrying out a transfers from a Paysera IBAN account to a bank, which is a member of SEPA Inst, the client has the option to select Urgent or Non-Urgent transfer. If Urgent transfer is selected, the money will reach the recipient instantly (up to 1 minute). For private clients, such transfers are absolutely free of charge.
The table below provides for banks, which are not members of SEPA Instant, however, urgent transfers to these banks are still available. Urgent transfers reach the recipient within 30 minutes.

Two different commission fees can be applied for transfers in the same currency: local and standard.
Local – fees applied for users who have an account in the specific bank given in the table and have linked that bank account to their Paysera account. To link the accounts, you have to add any amount of funds from your bank account to your Paysera account. 

Standard – fees for all other Paysera users who are not applied with the Local fee.

Country Recipient bank Preferential fee Standard fee Accepted for execution Reaches the recipient bank
Lithuania Medicinos bankas 0,20 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
Lithuania Šiaulių bankas, Citadele 0,23 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
Lithuania Luminor (DNB) 0,29 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes
Germany DNB 0,00 EUR 0,29 EUR I-VII 8 AM - 8 PM up to 30 minutes

Instant transfers (SEPA Instant)

Instant transfers (SEPA Instant) are executed only to EEA countries and only provided the recipient's bank is a member of the SEPA Instant system.

In case the recipient's bank indicated in the payment window is a member of the SEPA Instant system, the client has the option to select Urgent or Non-Urgent transfer. If Urgent transfer is selected, the money will reach the recipient instantly (up to 1 minute). For private clients, such transfers are absolutely free of charge. EUR for business clients
Country Recipient bank Fee Accepted for execution Reaches the recipient's bank
EEA countries Member of SEPA Instant 0,00 EUR for private clients
0,29 EUR verslui
24/7/365 up to 1 minute
NB! Transfers exceeding 15 000 euro (EUR) are carried out as non-urgent. More information about non-urgent transfers can be found here.

EXCEPTION:The banks given in the table below allow to carry out urgent transfers exceeding 15 000 euro (EUR). Such transfers are charged extra.  
Country Beneficiary's bank Preferential rate Standard rate Accepted for execution Reaches the beneficiary's bank
Latvia Citadele 0,07 EUR 0,29 EUR I-VII, from 8 a.m. to 8 p.m. up to 30 min
Estonia SEB 0,16 EUR 0,29 EUR I-VII, from 8 a.m. to 8 p.m. up to 30 min
Lithuania SEB 0,29 EUR 0,29 EUR I-VII, from 8 a.m. to 8 p.m. up to 30 min
Lithuania Swedbank 0,23 EUR 0,29 EUR I-VII, from 8 a.m. to 8 p.m. up to 30 min

Fees for transfers in euro (EUR) for business clients

Most Paysera services are provided to clients at the cost price. Transfers performed by international companies and payment service providers require additional human resources, which is why the price is also higher.

Service SEPA countries Non-SEPA countries International companies Payment service providers
SEPA transfer 0,15 EUR + 0,35 EUR to the general price + 5,00 EUR to the general price + 0,50 EUR to the general price
International transfer (SWIFT) 7,00 EUR 7,00 EUR + 30,00 EUR to the general price + 5,00 EUR to the general price
Crediting of transfers Free + 0,10 EUR to the general price + 0,50 EUR to the general price + 0,35 EUR to the general price

When performing a transfer from the e-system, the issuer of e-money (Paysera) redeems e-money for their nominal value, i.e. exchanges electronic money in the system for standard money in a ratio 1:1. Thus, fees for transfers given in the table are in fact fees for redemption of e-money.

Note

  • International transfers (except for SEPA) for payment service providers cost +3 EUR to the price specified in the pricelist.
  • Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case the transfer will be made on the nearest working day of the correspondent bank.
  • Transfers to banks in Belarus are not performed due to limitations imposed by the local legislation.
  • The bank of the recipient may apply a fee for crediting of funds when the transfer is made from the EU. We recommend to learn which bank fees may be applied.
  • The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
  • Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied. All fees are provided here.