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Fees for transfers in other currencies

Having a Paysera account, you can carry out standard (non-urgent) and urgent transfers depending on selected currency.
Please note that time on Paysera website is indicated according to the UTC+3 time zone.

Prices and conditions of transfers by currencies

Two different commission fees can be applied for transfers in the same currency: local and standard.
Local - fees applied in a specific country, for residents of the country (or users who have an account in at least one bank in the country).
Standard - fees for all other Paysera users who are not applied with the Local fee.

Two different fee payment methods can be applied for transfers: SHA or OUR.
SHA – the payer (you) pays all the fees applied to such transfer, whereas the fees applied by other banks are paid by the recipient (in some cases the recipient may simply receive a smaller amount).
OUR – the payer (you) pays all the fees applied to the transfer, including fees charged by other banks. If the amount paid does not cover all the fees applied by the correspondent bank and the bank of the recipient, the missing amount has to be paid additionally. Additional fees of other banks may also be deducted from the transferred amount (usually in case of transfers in USD).>

In all supported currencies among Paysera users

Recipient country	Recipient bank	Standard fee	International companies¹	Payment service providers	Reaches the recipient bank
SEPA countries, Albania, and Kosovo	Paysera	Free	+ 1,00 EUR to the general price	+ 0,15 EUR to the general price	Immediately
Other countries	Paysera	0,00 EUR for the first 50 transfers a month, and 0,10 EUR for each following transfer	+ 1,00 EUR to the general price	+ 0,15 EUR to the general price	Immediately

Additional fees for money transfer in all supported currencies

Service	International companies¹	Payment service providers
International transfer (SWIFT)	+ 30,00 EUR to the general price	+ 5,00 EUR to the general price

US dollar (USD)

Recipient country	Sender country	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Poland	All countries^4. ⁷	All banks	up to 9,999.99 EUR – 7,00 EUR from 10,000.00 EUR – 10,00 EUR (10.00 EUR from August 1, 2023)	I-V 8 AM – 5 PM	from 1 h up to 1 BD
USA*	All countries^5. ⁶	All banks Transfer limit: 100,000.00	up to 9,999.99 EUR – 7,00 EUR from 10,000.00 EUR – 10,00 EUR³ (10,00 EUR from August 1, 2023)	I-V 8 AM – 7:15 PM	from 1 to 3 BD
EU countries	All countries^4. ⁷	All banks Transfer limit: 100,000.00	up to 9,999.99 EUR – 7,00 EUR from 10,000.00 EUR – 10,00 EUR³ (10,00 EUR from August 1, 2023)	I-V 8 AM – 5 PM	from 1 to 3 BD
Other countries *	All countries^4, ⁷	All banks	SHA – 15 EUR / OUR – 25 EUR	I-V 8 AM – 7:15 PM	from 1 to 3 BD

* Albania, Argentina, Australia, Bolivia, Brazil, Bulgaria, Canada, China, Costa Rica, Cyprus, Dominican Republic, Egypt, Fiji, Hong Kong, India, Japan, Jordan, Kosovo, Macedonia, Malaysia, Maldives, Mexico, Morocco, Nepal, Philippines, Serbia, Singapore, Sri Lanka, Taiwan, Thailand, Tunisia, Turkey, UAE, USA, Vietnam.

Prior to performing a transfer, please check whether the recipient bank can accept ACH Network payments. Otherwise, the transfer will be returned back to you.

Note! Payments in this currency are international transfers (SHA type) and additional charges may apply to both the sender and the recipient.

US dollar (USD) (urgent transfer)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
EU countries	All countries^4, ⁷	All banks Transfer limit: 100 000	15,00 EUR	15,00 EUR	I-V, 8 AM - 5 PM	up to 1 BD

British Pound Sterling (GBP)

Recipient country	Sender country	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Great Britain	All countries^4, ⁷	All banks Transfer limit: 100,000.00	up to 9,999.99 GBP – 0,80 GBP from 10,000.00 GBP – 10,00 EUR	I-V, 8 AM - 5 PM	from 1 up to 3 BD
Georgia (Available from August 1, 2023)	All countries^5, ⁶	All banks	10.00 EUR	I-V, 8 AM - 7:45 PM	from 1 to 3 BD
EU countries	All countries^4, ⁷	All banks Transfer limit: 100,000.00	15,00 EUR	I-V, 8 AM - 5 PM	from 1 up to 3 BD
Poland	All countries^4, ⁷	All banks	15,00 EUR	I-V, 8 AM - 5 PM	from 1 h up to 1 BD

Polish złoty (PLN)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Poland	All countries^4, ⁷	All banks	2,70 PLN	2,70 PLN	I-V, 8 AM - 5 PM	Alior, BGZ BNP Paribas, Santander Bank Polska, ING Bank, Inteligo, Millennium, PKO BP, Raiffeisen Polbank, T-mobile Slugi Bankowe – up to 30 minutes²
Poland	All countries^4, ⁷	All banks	2,70 PLN	2,70 PLN	I-V, 8 AM - 5 PM	Other banks – up to 1 BD²

Norwegian krone (NOK)

Recipient country	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Norway	All countries^5, ⁶	All banks	1,50 EUR	I-V, 8 AM - 2:55 PM	up to 1 BD

Swedish krona (SEK)

Recipient country	Sender country	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Sweden	All countries^5, ⁶	All banks	1,50 EUR	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Danish krone (DKK)

Recipient country	Sender country	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Denmark	All countries^5, ⁶	All banks	1,50 EUR	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Bulgarian lev (BGN)

Recipient country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Bulgaria	Allianz Bank	2,00 BGN	1,00 BGN	I-V, 8 AM -8 PM	up to 30 minutes²
Bulgaria	Postbank	2,00 BGN	1,00 BGN	I-V, 8 AM - 8 PM	up to 30 minutes²
Bulgaria	Other banks	2,00 BGN	1,00 BGN	I-V, 8 AM - 7 PM*	up to 1 BD

* All outgoing transfers in BGN are executed via Postbank till 7 PM. Payments above 100,000 BGN are executed till 3 PM.

Romanian leu (RON)

Recipient country	Bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Romania	Techventures Bank	up to 49 999 RON – 6,00 RON more than 49 999 RON – 16,00 RON	1,00 RON	I-V, 8 AM - 8 PM	up to 1 BD
Romania	Other banks	up to 49 999 RON – 6,00 RON more than 49 999 RON – 16,00 RON	up to 49 999 RON – 6,00 RON more than 49 999 RON – 16,00 RON	I-V, 8 AM - 3 PM	up to 1 BD

Romanian leu (RON) – for clients who have a Romanian IBAN account number

Recipient country	Bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Romania	Libra Internet Bank	1,00 RON	1,00 RON	I-V, 8 AM - 8 PM	up to 1 BD
Romania	Other banks	up to 49 999 RON – 3,00 RON	up to 49 999 RON – 3,00 RON	I-VI, 8 AM - 3 PM	up to 1 BD

Important! Bank transfers in RON currency can be performed only by clients with IBAN accounts for RON currency. RO IBAN accounts are allocated for Romanian citizens automatically, whereas private clients from any country and business clients from Romania, Bulgaria, and Hungary can apply for RO IBAN accounts by contacting the Paysera Client Support. Transfers between Paysera accounts can be performed by all clients in any supported currency.

Czech koruna (CZK)

Recipient country	Sender country	Recipient bank	Standard fee	Accepted for execution	Reaches the recipient bank
Czech Republic	All countries^5, ⁶	All banks	1,50 EUR	I-V, 8 AM - 10:30 AM	to 1 BD

Georgian lari (GEL)

Recipient country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Georgia	LibertyBank	up to 29,999 GEL – 1.00 GEL from 30,000 GEL – 2.00 GEL	Free	I-V, 8 AM - 5 PM	up to 1 BD
Georgia	Other banks	up to 29,999 GEL – 1.00 GEL from 30,000 GEL – 2.00 GEL	Free	I-V, 8 AM - 5 PM	up to 1 BD

Australian dollar (AUD)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Australia	All countries^5, ⁶	All banks	15,00 EUR³	15,00 EUR³	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Japanese yen (JPY)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Japan	All countries^5, ⁶	All banks	up to 9,999.99 EUR – 7.00 EUR from 10,000 EUR – 10.00 EUR ³	7,00 EUR³	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Canadian dollar (CAD)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Canada	All countries^5, ⁶	All banks Transfer limit: 25 000 CAD	up to 9,999.99 EUR – 7.00 EUR from 10,000 EUR – 10.00 EUR ³	7,00 EUR³	I-V, 8 AM - 5 PM	from 2 to 3 BD

Swiss franc (CHF)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Poland	All countries^4, ⁷	All banks	15,00 EUR	15,00 EUR	I-V, 8 AM - 5 PM	from 1 h up to 1 BD
EU countries	All countries^4, ⁷	All banks Transfer limit: 100 000	15,00 EUR³	15,00 EUR³	I-V, 8 AM - 5 PM	from 1 to 3 BD

Hong Kong dollar (HKD)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Hong Kong	All countries^5, ⁶	All banks	15,00 EUR³	15,00 EUR³	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Indian rupee (INR)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
India	All countries^5, ⁶	All banks	15,00 EUR³	15,00 EUR³	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Mexican peso (MXN)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Mexico	All countries^5, ⁶	All banks	15,00 EUR	15,00 EUR	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Singapore dollar (SGD)

Recipient country	Sender country	Recipient bank	Standard fee	Local fee	Accepted for execution	Reaches the recipient bank
Singapore	All countries^5, ⁶	All banks	up to 9,999.99 EUR – 7.00 EUR from 10,000 EUR – 10.00 EUR ³	7,00 EUR³	I-V, 8 AM - 3:30 PM	from 2 to 3 BD

Albanian lek (ALL)

Recipient country	Recipient bank	Fee	Accepted for execution	Reaches the recipient bank
Albania	Intesa SanPaolo bank Albania	Free	I-VII 8 AM - 8 PM GMT +2	up to 30 minutes (I-VII 8 AM - 8 PM GMT +2)
Albania	Tirana Bank (Bank internal transfers only)	Free	I-VII 8:15 AM - 3 PM GMT +2	up to 30 minutes
Albania	Credins Bank (Bank internal transfers only)	OUTGOING TRANSFER: up to 20,000 ALL - 0 ALL. OUTGOING TRANSFER: over 20,000 ALL and up to 1,499,999 ALL - 250 ALL. OUTGOING TRANSFER: 1,500,000 ALL and over - 750 ALL.	I-VII 8:30 AM - 4 PM GMT +2	up to 30 minutes
Albania	Other Albanian banks	OUTGOING TRANSFER: up to 20,000 ALL - 0 ALL. OUTGOING TRANSFER: over 20,000 ALL and up to 1,499,999 ALL - 250 ALL. OUTGOING TRANSFER: 1,500,000 ALL and over - 750 ALL.	I-VII 8 AM - 8 PM GMT +2	up to 3 BD

* Currently the max limit for an OUTGOING transfer is 50,000 EUR.

Albania (USD)

Recipient country	Recipient bank	Fee	Accepted for execution	Reaches the recipient bank
Albania	Tirana Bank (Bank internal transfers only)	Free	I-VII 8:15 AM - 3 PM GMT +2	up to 30 minutes

¹ International company is a company, which:

carries out an actual economic activity in an international environment or on the territory of several countries, although does not conduct such activity in the country of registration, or the activity is limited under the incorporation documents, or by the jurisdiction of that country and (or)

the client is subject to significant tax relief, and (or)

legal acts do not require such entities to prepare and submit financial statements, including annual financial reports, to supervisory institutions.

² In case of unusually large number of transfers, your transfer can last longer, but not longer than till 12 am of the following business day.

³ The commission fee is deducted in the currency of the transfer, according to the exchange rate of that day.

⁴ All countries except these: Afghanistan, Bahamas, Barbados, Botswana, Cambodia, Congo, Cuba, Ghana, Guinea-Bissau, Haiti, Iraq, Jamaica, Lebanon, Libya, Mauritius, Mongolia, Myanmar, Nicaragua, North Korea, Pakistan, Panama, Somali, South Sudan, Sudan, Syria, Trinidad and Tobago, Uganda, Vanuatu, Venezuela, Yemen, Zimbabwe.

⁵ Except for payment service providers and senders in these countries: Afghanistan, Algeria, American Samoa, Belarus, Belize, Bosnia and Herzegovina, Botswana, Cambodia, Chad, Comoros, Congo, Cuba, Dominican Republic, DR Congo, Ecuador, Egypt, Ethiopia, Equatorial Guinea, Ghana, Guam, Guatemala, Guernsey, Guinea, Guyana, Haiti, Iran, Iraq, Ivory Coast, Kenya, Laos, Lebanon, Liberia, Libya, Moldavia, Myanmar, Niger, Nigeria, North Korea, Palestine, Panama, Russia, Rwanda, Samoa, Saudi Arabia, Serbia, Somali, South Korea, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Vanuatu, Venezuela, Virgin Islands (US), Western Sahara, Yemen, Zimbabwe.

⁶ Except for companies who carry out the following activities: multi-level marketing, organisation and execution of lotteries and gambling, trade of arms and ammunition, pharmaceutical activity, trade of luxury goods, trade of antiques, works of art, numismatic articles, precious stones and / or black, colored and noble (rare) metals and articles made of these metals, charity and support, wholesale trade of alcohol beverages and products, tobacco products, selling electronic cigarettes, bankruptcy lawyers, psychology services, financial or payments institution, nuclear energy, adult entertainment, 24/7 remote tech support companies.

⁷ Except for companies who carry out the following activities: wholesale trade of alcohol beverages and products, trade of arms and ammunition, selling electronic cigarettes, adult entertainment, organisation and execution of lotteries and gambling, crypto / virtual currencies.

When performing a transfer from the e-system, the issuer of e-money (Paysera) redeems e-money for their nominal value, i.e. exchanges electronic money in the system for standard money in a ratio 1:1. Thus, fees for transfers given in the table are in fact fees for redemption of e-money.

Note:

Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case the transfer will be made on the nearest working day of the correspondent bank.
The bank of the recipient may apply a fee for crediting of funds when the transfer is made from the EU. We recommend to learn which bank fees may be applied.
The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied.