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Fees for transfers in euro

Fees for transfers in currencies other than EUR

With a Paysera account, you can carry out standard (non-urgent) and urgent transfers, depending on the selected currency.
Please note that time on the Paysera website is indicated according to the UTC+3 time zone.

Prices and conditions of transfers by currency



Two different commission fees can be applied for transfers in the same currency: local and standard.
Local – fees applied in a specific country, for residents of the country (or users who have an account in at least one bank in the country).
Standard – fees for all other Paysera users who are not charged the Local fee.



Two different payment methods can be applied for transfers: SHA or OUR.
SHA – the payer (you) pays all the fees applied to such transfers by their bank, whereas the fees applied by other banks are paid by the recipient (in some cases the recipient may simply receive a smaller amount).
OUR – the payer (you) pays all the fees applied to the transfer, including fees charged by other banks. If the amount paid does not cover all the fees applied by the correspondent bank and the bank of the recipient, the missing amount has to be paid additionally. Additional fees of other banks may also be deducted from the transferred amount (usually in case of transfers in USD).

In all supported currencies among Paysera users

Recipient country Recipient bank Standard fee International companies1 Payment service providers Reaches the recipient bank
SEPA countries, Albania, Kosovo, and Georgia Paysera Free + 1 EUR to the general price + 0.15 EUR to the general price Immediately
Other countries Paysera 0 EUR for the first 30 transfers per month, and 0.10 EUR for each following transfer
 + 1 EUR to the general price + 0.15 EUR to the general price Immediately

Additional fees for money transfers in all supported currencies

Service International companies1 Payment service providers
International transfer (SWIFT) + 30 EUR to the general price + 5 EUR to the general price

US dollar (USD)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Poland All countries4, 7 All banks 10 EUR3(SHA type) I–V, 8 AM – 5 PM From 1 h up to 1 BD
USA* All countries5, 6 All banks
Transfer limit: 1M 		10 EUR3(SHA type) I–V, 8 AM – 7:15 PM From 1 to 3 BD
EEA + GB ** All countries4, 7 All banks
Transfer limit: 100,000 		10 EUR3(SHA type) I–V, 8 AM – 5 PM From 1 to 3 BD
All countries All countries5, 6 All banks 25 EUR3(OUR type) I–V, 8 AM – 5 PM From 1 to 3 BD

* Prior to performing a transfer, please check whether the recipient bank can accept ACH Network payments. Otherwise, the transfer will be returned back to you.

** Albania, Andorra, Austria, Azerbaijan, Bahrain, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, UK.

Note! Some payments in this currency are transfers of SHA type and additional charges may apply to both the sender and the recipient.

Note! A fee of 20 USD will be applied for transfers to the USA, United Kingdom, and EEA countries if the transfer is cancelled or rejected and subsequently returned to the sender's account.

US dollar (USD) (urgent transfer)

Recipient country Sender's nationality Recipient bank Fee for EU citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
EU countries All countries4, 7 All banks
Transfer limit: 100,000		 15 EUR3 15 EUR3 I–V, 8 AM – 5 PM Up to 1 BD

Note! A fee of 20 USD will be applied for transfers to EU countries if the transfer is cancelled or rejected and subsequently returned to the sender's account.

British Pound Sterling (GBP)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Great Britain All countries4, 7 All banks
Transfer limit: 100,000		 Up to 9,999.99 GBP – 1.50 EUR
From 10,000 GBP – 10 EUR3		 I–V, 8 AM – 5 PM From 1 up to 3 BD
All countries5, 6
 Georgia All banks 10 EUR3 I–V, 8 AM – 7:45 PM From 1 to 3 BD
EU countries All countries4, 7 All banks
Transfer limit: 100,000		 15 EUR3 I–V, 8 AM – 5 PM From 1 up to 3 BD
Poland All countries4, 7 All banks 15 EUR3 I–V, 8 AM – 5 PM From 1 h up to 1 BD
All countries All countries5, 6 All banks 15 EUR3 I–V, 8:00 AM – 5:00 PM From 1 to 3 BD

Polish złoty (PLN)

Recipient country Sender's nationality Recipient bank Fee for Polish citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Poland All countries4, 7 All banks 2.70 PLN3 2.70 PLN3 I–V, 8 AM – 5 PM Alior, BGZ BNP Paribas, Santander Bank Polska, ING Bank, Inteligo, Millennium, PKO BP, Raiffeisen Polbank, T-mobile Slugi Bankowe – up to 30 minutes2
Other banks – up to 1 BD2

Norwegian krone (NOK)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Norway All countries5, 6 All banks 1.50 EUR3 I–V, 8 AM – 2:55 PM Up to 1 BD

Swedish krona (SEK)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Sweden All countries5, 6 All banks 1.50 EUR3 I–V, 8 AM – 3:30 PM From 2 to 3 BD

Danish krone (DKK)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Denmark All countries5, 6 All banks 1.50 EUR3 I–V, 8 AM – 3:30 PM From 2 to 3 BD

Bulgarian lev (BGN)

Recipient country Recipient bank Fee for Bulgarian citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Bulgaria Allianz Bank 1 BGN3 2 BGN3 I–V, 8 AM – 8 PM Up to 30 minutes2
Bulgaria Postbank 1 BGN3 2 BGN3 I–V, 8 AM – 8 PM Up to 30 minutes2
Bulgaria Other banks 1 BGN3 2 BGN3 I–V, 8 AM – 7 PM* Up to 1 BD

Note! The first 30 transfers per month in BGN, RON, or EUR (SEPA) are free. For transfers exceeding this limit, the existing rates will apply.

* All outgoing transfers in BGN are executed via Postbank till 7 PM.

Romanian leu (RON) – for clients who have a Romanian IBAN account number

Recipient country Bank Fee for Romanian citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Romania Libra Internet Bank 1 RON3 1 RON3 I–V, 8 AM – 8 PM Up to 1 BD
Romania Other banks Up to 49,999 RON – 3 RON3 Up to 49,999 RON – 3 RON3 I–VI, 8 AM – 3 PM Up to 1 BD
Romania Other banks From 50,000 RON – 16 RON From 50,000 RON – 16 RON I–V, 8 AM – 2 PM Up to 1 BD

Note! The first 30 transfers per month in BGN, RON, or EUR (SEPA) are free. For transfers exceeding this limit, the existing rates will apply.

Note! Bank transfers in RON currency can only be made by Paysera clients who have an IBAN account in Romanian leu. Romanian IBAN accounts can be provided to individuals who have a residence permit in Romania or to Romanian citizens with a residence permit in the EU. Legal entities from EU countries can apply for IBAN accounts in RON by sending a request to Paysera Client Support department.

Czech koruna (CZK)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Czech Republic All countries5, 6 All banks 1.50 EUR3 I–V, 8 AM – 10:30 AM Up to 1 BD

Georgian lari (GEL)

Paysera network partner Recipient bank Fee for Georgian citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
All partners of Paysera network, except for Paysera Bank of Georgia LibertyBank Up to 29,999 GEL – 1 GEL3
From 30,000 GEL – 2 GEL3		 Free I–V, 8 AM – 5 PM (GMT +4) Up to 1 BD
Paysera Bank Georgia Commercial banks in Georgia Up to 9,999 GEL – 0.50 GEL;
10,000 GEL – 29,999 GEL – 1 GEL3
> 30,000 GEL – 2 GEL3		 Free I–V, 10 AM – 5:45 PM (GMT +4) I–V – up to 10 minutes; VI–VII – up to 1 BD

Australian dollar (AUD)

Recipient country Sender's nationality Recipient bank Fee for Australian citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Australia All countries5, 6 All banks 15 EUR3 15 EUR3 I–V, 8 AM – 3:30 PM From 2 to 3 BD

Japanese yen (JPY)

Recipient country Sender's nationality Recipient bank Fee for Japanese citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
All countries All countries5, 6 All banks 15 EUR3 - I–V, 8:00 AM – 5:00 PM From 1 to 3 BD

The maximum limit for outgoing transfers is 1,000,000 JPY.

Canadian dollar (CAD)

Recipient country Sender's nationality Recipient bank Fee for Canadian citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Canada All countries5, 6 All banks
Transfer limit: 25,000 CAD		 Up to 9,999.99 EUR – 7 EUR
From 10,000 EUR – 10 EUR 3		 7 EUR3 I–V, 8:00 AM – 5:00 PM From 2 to 3 BD
All countries All countries5, 6 All banks 15 EUR3 - I–V, 8:00 AM – 5:00 PM From 1 to 3 BD

Swiss franc (CHF)

Recipient country Sender's nationality Recipient bank Fee for Polish citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Poland All countries4, 7 All banks 15 EUR3 15 EUR3 I–V, 8 AM – 5 PM From 1 h up to 1 BD
Switzerland,
EU countries		 All countries4, 7 All banks
Transfer limit: 100,000		 15 EUR3 15 EUR3 I–V, 8 AM – 5 PM From 1 to 3 BD

Hong Kong dollar (HKD)

Recipient country Sender's nationality Recipient bank Fee for Hong Kong citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Hong Kong All countries5, 6 All banks 15 EUR3 15 EUR3 I–V, 8 AM – 3:30 PM From 2 to 3 BD
All countries All countries5, 6 All banks 15 EUR3 - I–V, 8 AM – 5 PM From 1 to 3 BD

Indian rupee (INR)

Recipient country Sender's nationality Recipient bank Fee for Indian citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
India All countries5, 6 All banks 15 EUR3 15 EUR3 I–V, 8 AM – 3:30 PM From 2 to 3 BD

Mexican peso (MXN)

Recipient country Sender's nationality Recipient bank Fee for Mexican citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Mexico All countries5, 6 All banks 15 EUR3 15 EUR3 I–V, 8 AM – 3:30 PM From 2 to 3 BD

Singapore dollar (SGD)

Recipient country Sender's nationality Recipient bank Fee for Singapore citizens, companies, or account holders Fee for others Accepted for execution Reaches the recipient bank
Singapore All countries5, 6 All banks Up to 9,999.99 EUR – 7 EUR
From 10,000 EUR – 10 EUR 3		 7 EUR3 I–V, 8:00 AM – 3:30 PM From 2 to 3 BD
All countries All countries5, 6 All banks 15 EUR3 - I–V, 8:00 AM – 5:00 PM From 1 to 3 BD

Albanian lek (ALL)

Recipient country Recipient bank Fee Accepted for execution Reaches the recipient bank
Albania Intesa SanPaolo bank Albania Free I–VII, 8 AM – 8 PM GMT +2 Up to 30 minutes
Albania Tirana Bank (internal transfers only) Free I–VII, 8:15 AM – 3 PM GMT +2 Up to 30 minutes
Albania Credins Bank (internal transfers only) Outgoing transfer: up to 20,000 ALL – free
Outgoing transfer: more than 20,000 ALL and up to 1,499,999 ALL – 250 ALL.
Outgoing transfer: 1,500,000 ALL and over – 750 ALL.3		 I–VII, 8:30 AM – 4 PM GMT +2 Up to 30 minutes
Albania Other Albanian banks Outgoing transfer: up to 20,000 ALL – free
Outgoing transfer: more than 20,000 ALL and up to 1,499,999 ALL – 250 ALL.3
Outgoing transfer: 1,500,000 ALL and over – 750 ALL.3		 I–VII, 8 AM – 8 PM GMT +2 Up to 3 BD
* Currently, the maximum limit for an outgoing transfer is 50,000 EUR.

Albania (USD)

Recipient country Recipient bank Fee Accepted for execution Reaches the recipient bank
Albania Tirana Bank (internal transfers only) Free I–VII, 8:15 AM – 3 PM GMT +2 Up to 30 minutes

Chinese yuan (CNY)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
China All countries5, 6 All banks 15 EUR3 I–V, 8 AM – 4:30 PM Up to 1 BD

Note! CNY transfers are only available for company accounts.

Turkish lira (TRY)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Turkey All countries5, 6 All banks 5 EUR I–V, 8 AM – 4:30 PM Up to 1 BD

Egyptian pound (EGP)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Egypt All countries5, 6 All banks 10 EUR3 VII–IV, 8 AM – 1 PM Up to 1 BD

Note! EGP transfers are only available for company accounts.

Moroccan dirham (MAD)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Morocco All countries5, 6 All banks 10 EUR3 I–V, 12 AM – 1 PM Up to 1 BD

Algerian dinar (DZD)

Recipient country Sender's nationality Recipient bank Standard fee Accepted for execution Reaches the recipient bank
Algeria All countries5, 6 All banks 10 EUR3 VII–IV, 12 AM – 8 AM Up to 4 BD

1  International company is a company, which:

  • carries out an actual economic activity in an international environment or on the territory of several countries, although it does not conduct such activity in the country of registration, or the activity is limited under the incorporation documents, or by the jurisdiction of that country and (or)
  • the client is subject to significant tax relief, and (or)
  • legal acts do not require such entities to prepare and submit financial statements, including annual financial reports, to supervisory institutions.

2 In case of an unusually large number of transfers, your transfer can last longer, but not longer than till 12 AM of the following business day.

3 The commission fee is deducted in the currency of the transfer, according to the exchange rate of that day.

4 All countries except these: Afghanistan, Bahamas, Barbados, Botswana, Cambodia, DR Congo, Cuba, Ghana, Guinea-Bissau, Haiti, Iraq, Jamaica, Lebanon, Libya, Mauritius, Mongolia, Myanmar, Nicaragua, North Korea, Pakistan, Panama, Somalia, South Sudan, Sudan, Syria, Trinidad and Tobago, Uganda, Vanuatu, Venezuela, Yemen, Zimbabwe.

5 Except for payment service providers and senders in these countries: Afghanistan, Algeria, American Samoa, Belarus, Belize, Bosnia and Herzegovina, Botswana, Burundi, Cambodia, Central African Republic, Chad, Comoros, Cuba, Dominican Republic, DR Congo, Ecuador, Egypt, Eritrea, Ethiopia, Equatorial Guinea, Ghana, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Iran, Iraq, Côte d'Ivoire, Kazakhstan, Kenya, Laos, Lebanon, Liberia, Libya, Mali, Moldova, Myanmar, Niger, Nigeria, North Korea, Palestine, Panama, Russia, Rwanda, Samoa, Saudi Arabia, Serbia, Somalia, South Korea, South Sudan, Sudan, Syria, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Vanuatu, Venezuela, U.S. Virgin Islands, Western Sahara, Yemen, Zimbabwe.

6 Except for companies who carry out the following activities: multi-level marketing, organisation and execution of lotteries and gambling, trade of arms and ammunition, pharmaceutical activity, trade of luxury goods, trade of antiques, works of art, numismatic articles, precious stones and/or black, coloured, and noble (rare) metals and articles made of these metals, charity and support, wholesale trade of alcohol beverages and products, tobacco products, selling electronic cigarettes, bankruptcy lawyers, psychology services, financial or payment institution, nuclear energy, adult entertainment, 24/7 remote tech support companies.

7 Except for companies who carry out the following activities: wholesale trade of alcoholic beverages and products, trade of arms and ammunition, selling electronic cigarettes, adult entertainment, organisation and execution of lotteries and gambling, crypto/virtual currencies.
When performing a transfer from the e-system, the issuer of e-money (Paysera) redeems e-money for its nominal value, i.e. exchanges electronic money in the system for standard money in a ratio of 1:1. Thus, fees for transfers given in the table are in fact fees for the redemption of e-money.

Note:

  • Transfers to a foreign bank may take longer if the transfer is made outside of working hours of the correspondent bank. In such a case, the transfer will be made on the nearest working day of the correspondent bank.
  • The bank of the recipient may apply a fee for the crediting of funds when the transfer is made from the EU. We recommend learning which bank fees may be applied.
  • The bank of the recipient may refuse to accept a transfer from a third party due to inner regulations/rules. Paysera does not compensate any commission fees deducted from the refunded amount by the bank of the recipient.
  • Additional fees are applied for specification of a transfer.

Additional fees for transfers can be applied.

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