Buying gold online – easy, secure, and accessible to everyone
Preserve the purchasing power of your money by choosing a time-tested option – gold. Today, buying gold is as simple as making a regular payment: just a few taps in the Paysera app.
Paysera clients can purchase gold at any time, in their chosen currency, and in smaller, convenient amounts.
Is gold an investment?
Gold and other precious metals are not conventional currencies that gradually lose their purchasing power. They remain stable even during economic crises, which is why many central banks around the world hold a portion of their reserves in gold. Rather than being a typical investment aimed at generating profit, gold primarily serves to protect the value of accumulated wealth. This makes purchasing gold particularly relevant during times of financial market instability.
Gold trading
You can buy gold in any currency available to Paysera clients
Purchases can be made in small fractions or as a full precious metal coin or bar
You can sell your purchased gold back to Paysera
The price is based on publicly available market rates
Gold can be sold anytime via the Paysera app
Note! Clients can sell gold back only to Paysera and they should not sell it to other users or use it for speculation purposes. Consequently, the app does not feature an automatic gold buying or selling feature that responds to fluctuating precious metal prices.
Gold can be sent to other Paysera users
Gold cannot be used to pay for goods or services
If your account lacks sufficient funds, gold can be automatically converted into currency for payment
Physical gold coins and bars can be collected at the Paysera client service centre in Vilnius
A storage fee applies if the gold is not collected within 2 working days
Upon collection, the equivalent XAU will be debited from your account
Note! Keeping gold and other precious metals at home carries risks and is far less secure than storing them in dedicated facilities, like the Paysera storage facilities.
Is it safe to buy gold online?
Gold trading, just like other services provided by Paysera, is protected by the highest level of security. This service falls under the law on state supervision of precious metals and gems. Also, Paysera is included into the Lithuanian Assay Office list of companies that are trading precious metals – this too obliges sellers to uphold transparency and impeccable service quality.
Overall, buying gold online is just as secure as using e-banking. When buying or selling gold, Paysera guarantees a secure login process and a safe-to-use online system.
How to buy gold?
In order to trade precious metals, you have to be an identified Paysera client and be familiar with the terms and conditions of this service.
Prices
Larger precious metal alloys have lower production costs, which is reflected in their price.
Fees apply for the purchase, sale, and storage of gold. In many countries, including Lithuania, gold is not subject to Value Added Tax (VAT).
Note! Paysera does not provide investment advice but facilitates the purchase of precious metals on the Paysera platform and their storage in the Paysera storage facilities. For professional guidance, you should consult an independent financial advisor.
More info
Only Paysera clients can purchase gold via the Paysera App
Open an account in just a few minutes via the Paysera App
If you have any questions, contact the Paysera Client Support or read the section Frequently Asked Questions