Paysera vs Revolut

Service Paysera Revolut
Account
Account maintenance Free STANDARD – Free;
PREMIUM – 7,99 EUR/m;
METAL – 13,99 EUR/m
IBAN EUR account Yes Yes
Account for savings Yes Yes
Transfers
Instant transfers between users Free Free
Transfers in EUR within SEPA Free Free
SEPA Instant transfers in EUR Yes No
International euro transfers outside EU and EEA Depends on the currency and the recipient country from 0,50 GBP up to 5,00 GBP
Payment card
Card price 3,00 EUR + delivery fees (delivery by mail from 0 up to 4,00 EUR) First card – free + delivery fees (from 4,99 GBP up to 19,99 EUR depending on the urgency and the recipient country);
Replacement card – 6,00 EUR.
Card validity period 4 years 5 years
Monthly maintenance fee For the main card – 0,50 EUR
For additional cards – Free
STANDARD – Free;
PREMIUM – 7,99 EUR/m;
METAL – 13,99 EUR/m)
Cashing out in EUR at any ATM within SEPA 1,00 EUR regardless the amount STANDARD – free up to 200 EUR/m., PREMIUM – free up to 400 EUR/m, METAL – free up to 800 EUR/m;
After exceeding the limit – 2,00% from the amount exceeded
Cashing out in other currencies In the EU – 1,00 EUR + 1,80 %
Outside the EU – 1,50 EUR + 1,80 %
STANDARD – free up to 200 EUR/m, PREMIUM – free up to 400 EUR/m, METAL – free up to 800 EUR/m;
After exceeding the limits – 2,00 % from the amount exceeded
Additional services
Payment gateway (for business) Yes No
Platforms Online banking and a mobile application for both private and business clients For private clients – only a mobile application;
For business – both online banking and a mobile application
Mass SMS (for business) Yes No
Google Pay Yes Yes

This is a comparison of service prices for private clients in Lithuania. Data sourced from www.paysera.com and www.revolut.com as of June 9, 2020.

Note: The prices for Revolut services differ depending on the type of your agreement with Revolut.

How do I start?

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Register in Paysera system.
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Complete identification.
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Log in, select "Payment cards" and order your Paysera Visa card.

Similarities and differences

Paysera is a payment system enabling clients to have a free IBAN account, make free transfers in euro to banks, and receive money from accounts in other banks and payment systems. Paysera is an alternative to a bank account: you can get your salary and perform other daily transactions through your Paysera account. Paysera develops services for specific markets, provides payment collection, and other services for business. The company creates an infrastructure of transfers and has been successfully operating for 15 years now.