Paysera – the Alternative to Revolut
Paysera offers all payment services in one place, and the prices are usually better than what a bank can offer. It is a fast way to send and receive money all over the world, exchange currency, and pay online and at POS using your smartphone or a Visa payment card.
Paysera vs Revolut
| Service | Paysera | Revolut |
|---|---|---|
| Account | ||
| Account maintenance | Free | STANDARD – Free; PREMIUM – 7,99 EUR/m; METAL – 13,99 EUR/m |
| IBAN EUR account | Yes | Yes |
| Account for savings | Yes | Yes |
| Transfers | ||
| Instant transfers between users | Free | Free |
| Transfers in EUR within SEPA | Free | Free |
| SEPA Instant transfers in EUR | Yes | No |
| International euro transfers outside EU and EEA | Depends on the currency and the recipient country | from 0,50 GBP up to 5,00 GBP |
| Payment card | ||
| Card price | 3,00 EUR + delivery fees (delivery by mail from 0 up to 4,00 EUR) | First card – free + delivery fees (from 4,99 GBP up to 19,99 EUR depending on
the urgency and the recipient country); Replacement card – 6,00 EUR. |
| Card validity period | 4 years | 5 years |
| Monthly maintenance fee | For the main card – 0,50 EUR For additional cards – Free |
STANDARD – Free; PREMIUM – 7,99 EUR/m; METAL – 13,99 EUR/m) |
| Cashing out in EUR at any ATM within SEPA | 1,00 EUR regardless the amount | STANDARD – free up to 200 EUR/m., PREMIUM
– free up to 400 EUR/m, METAL – free up to 800 EUR/m; After exceeding the limit – 2,00% from the amount exceeded |
| Cashing out in other currencies | In the EU – 1,00 EUR + 1,80 % Outside the EU – 1,50 EUR + 1,80 % |
STANDARD – free up to 200 EUR/m, PREMIUM
– free up to 400 EUR/m, METAL – free up to 800 EUR/m; After exceeding the limits – 2,00 % from the amount exceeded |
| Additional services | ||
| Payment gateway (for business) | Yes | No |
| Platforms | Online banking and a mobile application for both private and business clients | For private clients – only a mobile application; For business – both online banking and a mobile application |
| Mass SMS (for business) | Yes | No |
| Google Pay | Yes | Yes |
This is a comparison of service prices for private clients in Lithuania. Data sourced from www.paysera.com and www.revolut.com as of June 9, 2020.
Note: The prices for Revolut services differ depending on the type of your agreement with Revolut.How do I start?
Register in Paysera system.
Complete identification.
Log in, select "Payment cards" and order your Visa card.
Similarities and differences
Paysera is a payment system enabling clients to have a free IBAN account, make free transfers in euro to banks, and receive money from accounts in other banks and payment systems. Paysera is an alternative to a bank account: you can get your salary and perform other daily transactions through your Paysera account. Paysera develops services for specific markets, provides payment processing, and other services for businesses. The company creates an infrastructure of transfers and has been successfully operating for 15 years now.