Paysera Blog
From newly launched products and services, to company news and behind the scenes of the biggest Lithuanian Fintech.Newest
Multi-currency account: convenient if you often travel abroad
Do you fly to London, Warsaw, or New York every few weeks? If you change money before each trip, you have to take whatever rate is on offer at the time, even if it does not work in your favour. But you can exchange currency in advance on your phone, whenever the rate suits you, and keep it in your account until you need it.
How do you switch from Checkout Classic to Checkout Modern?
Paysera Checkout currently comes in two versions: Classic and the new Modern. Classic keeps working as usual for existing clients, while Modern charges no Paysera commission when your customers pay via online banking.
Payment automation for business: dozens of invoices a day without manual entry
As a business grows, so does the stack of supplier invoices. Raw materials, logistics, marketing, utilities, software subscriptions... When dozens of invoices land every day, processing them takes up a large part of your accountant’s or manager’s time.
When do businesses get paid for sales, and what causes the wait?
On a Friday evening, orders keep coming into an e-shop. On Monday, a supplier needs to be paid. But if the payment provider makes payouts within 3 business days, the money for those orders may not be in the account by then.
Features >
Multi-currency account: convenient if you often travel abroad
Do you fly to London, Warsaw, or New York every few weeks? If you change money before each trip, you have to take whatever rate is on offer at the time, even if it does not work in your favour. But you can exchange currency in advance on your phone, whenever the rate suits you, and keep it in your account until you need it.
Free bank card: how to get a digital Visa card fast
Need a card right now – before a trip, a shopping run, or your child's first solo purchase? A plastic bank card from a traditional bank takes several days to arrive by post. The Paysera digital Visa card is issued for free and activates in 20 minutes in the app, working straight from your phone with Apple Pay, Google Pay, or Samsung Pay.
Personal Finances >
Why saving alone is not always enough?
Keeping €10,000 in an account for a year with no return while inflation is running means one thing: the nominal amount stays the same, but in real terms the same money will buy you less later. Saving alone is not always enough — to stop your money losing value over time, it is worth considering putting some of it to work. This article explains how to move, step by step, from managing your everyday finances to saving, and then on to investing.
Peer-to-peer lending vs. bank loan: how do they differ and which to choose for your plans?
Today we handle most of our everyday finances straight from a smartphone. So when extra funding is needed for a bigger purchase, home renovation or unexpected expenses, it is natural to look for quick and convenient solutions.
Business >
How do you switch from Checkout Classic to Checkout Modern?
Paysera Checkout currently comes in two versions: Classic and the new Modern. Classic keeps working as usual for existing clients, while Modern charges no Paysera commission when your customers pay via online banking.
Payment automation for business: dozens of invoices a day without manual entry
As a business grows, so does the stack of supplier invoices. Raw materials, logistics, marketing, utilities, software subscriptions... When dozens of invoices land every day, processing them takes up a large part of your accountant’s or manager’s time.
Paysera HQ >
Paysera among the first in the EU to let artificial intelligence near payments: the software prepares, the client confirms
Paysera clients can now order a personal access token themselves — free of charge and without a separate agreement — and hand it over to an AI assistant, an accounting program, or a system built in-house. The software reads the invoice it receives, identifies who is to be paid and how much, and prepares the transfer. Only the client sends the money: they confirm the transfer in the Paysera Super App on their phone.
Paysera removes bank transfer fee for merchants in the Baltic States
It applies to all 10,000-plus merchants in the Baltic States – the fee goes once a merchant switches to the new Checkout Modern platform, while it remains in the old Checkout version. Card payment rates are unchanged.
Paysera introduces peer-to-peer lending: investments and loans on a single platform
Financial technology group Paysera has introduced a peer-to-peer (P2P) lending service within its ecosystem. The service is already live and allows customers to invest or borrow using the same account they use every day – without completing a new registration or relying on additional platforms.